Your health insurance covers treatment.
What about before?

Insurance handles the emergency room. Siffi handles everything before it — prevention, coaching, early intervention. Closing the gap insurance was never built to fill.

Trusted by growing companies

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Insurance was built for treatment.
Not for thriving.

What health insurance covers

  • Therapy after a clinical diagnosis
  • Psychiatric consultations and medication
  • Crisis and emergency mental health care
  • Not coaching or stress management
  • Not prevention or early intervention
  • Not employer engagement data
  • Not global or multilingual access

What Siffi covers — the prevention layer

  • Proactive coaching and resilience building
  • Self-guided tools and mindfulness programmes
  • Early intervention before things escalate
  • 150+ therapists and coaches in 40+ languages
  • Real-time employer dashboard and ROI reporting
  • Fully confidential — no claims, no paper trail
  • Complements (and reduces) insurance claims
9,5%

Healthcare costs are rising 9,5% in 2026 — the fastest increase in 15 years, according to SHRM. Mental health claims are the primary driver. Employers who invest in prevention now are the ones who reduce those claims — and that cost curve — over the next 3 years.

Not sure where your organisation stands on mental health?Take a free 2-minute readiness assessment and get personalised recommendations.Start assessment

Side-by-side:
the full spectrum

A clear view of where health insurance stops — and where Siffi starts.

How they compare -
dimension by dimension

What you needHealth InsuranceSiffi
Prevention & resilienceHealth Insurance Not coveredSiffi Core strength
Coaching & developmentHealth Insurance Not coveredSiffi 1:1 coaching included
Early interventionHealth Insurance Not coveredSiffi AI-matched, same-day
Therapy (clinical)Health Insurance Covered, often with referralSiffi 150+ therapists, 40+ languages
Crisis supportHealth Insurance Partial coverageSiffi Always-on access
Employer data & ROIHealth Insurance No employer dataSiffi Real-time dashboard + ROI
Global / multilingualHealth Insurance Network-limitedSiffi Any country, any device
Confidential (no claims)Health Insurance Claims create a recordSiffi Fully confidential
Click any row to see the detail behind the comparison.
Access Speed — how quickly can an employee get help? ▼

Health Insurance

Referral from a GP, insurance approval, then finding a covered provider in-network. Average wait: 2–6 weeks before a first session. For someone in acute stress, that’s too long.

✦ Siffi

One click. Same-day access. AI matches the employee with the right therapist or coach in their language. No referrals, no approvals, no waitlists. The moment of need is met.

Stigma — does using it feel safe for employees? ▼

Health Insurance

Filing a mental health claim creates a paper trail. Many employees fear it affects their employment status or insurance rates. The stigma barrier keeps high-need individuals away from support.

✦ Siffi

Fully confidential. No claims. No diagnosis required. No record created. Employers see aggregate, anonymised data only. Employees trust it — which is why activation rates are high.

Prevention and Early Intervention ▼

Health Insurance

Insurance activates after a diagnosis. It doesn’t cover coaching, resilience programmes, stress management, or mindfulness. Prevention — the highest-ROI category — is entirely outside the scope.

✦ Siffi

Prevention is Siffi’s core value proposition. Self-guided programmes, group webinars, coaching, mindfulness tools — all designed to catch stress and burnout before they become clinical issues.

Employer Data and ROI Visibility ▼

Health Insurance

Aggregate claims data arrives months late. No real-time visibility into mental health engagement, no engagement metrics, no way to identify high-risk departments or measure programme ROI.

✦ Siffi

Real-time employer dashboard showing activation rates, engagement depth, and trend data. Monthly reports. 90-day ROI measurement using the SEIC model. Your data, your decisions.

Cost Trend — what happens to your costs over time? ▼

Health Insurance

Healthcare costs are rising 9,5% in 2026 — driven largely by mental health claims. Without a prevention layer, this trend continues to compound, and employers absorb higher premiums each year.

✦ Siffi

Fixed, predictable per-employee pricing. No claims inflation. Companies that run Siffi alongside their insurance typically see reduced clinical claims over 12–24 months as fewer employees reach crisis.

Global and Multilingual Access ▼

Health Insurance

Network-dependent. Employees working remotely, internationally, or outside the insurer’s geographic coverage may have no practical access to mental health support through their insurance policy.

✦ Siffi

150+ therapists and coaches across 40+ languages. Digital-first. Any country, any time zone, any device. Built specifically for globally distributed and remote-first teams.

Mental health costs are rising fast.
Prevention is the lever.

9,5% Healthcare cost increase in 2026 Fastest rise in 15 years — mental health claims are the primary driver (SHRM)
€1T Global annual cost of poor mental health Lost productivity, absenteeism, and turnover — not including treatment costs (WHO)
6,2× ROI measured at Entain using Siffi SEIC methodology. 620-person team. 45.6% activation in 14 days.

The cost of waiting

Every employee who reaches a mental health crisis costs 3–5× more in treatment, absence, and productivity loss than one who received early support. Insurance pays for the crisis. You pay for everything around it.

The Siffi model

Invest in prevention. Catch problems before they escalate. Fewer employees reach clinical crisis — which means fewer insurance claims, lower premiums, less absenteeism, and measurable ROI within 90 days.

Companies that added Siffi to their insurance

The pattern is consistent — activation is fast, and the data is clear.

From decision to data in 90 days.

No IT project. No procurement marathon. Three steps and your team has full access.

Take the Workplace Assessment

2 minutes. No email needed. Understand your organisation’s mental health readiness and get actionable, personalised recommendations.

Your Team Gets Full Access

Onboarding in 48 hours. One click for employees — 150+ therapists and coaches across 40+ languages, available immediately. No IT required.

Measure Your ROI in 90 Days

Monthly reports. A 90-day ROI analysis using the SEIC model. See exactly how Siffi complements your insurance and reduces downstream costs.

Choose your entry point

Whether you want to understand the problem, calculate the cost, or just run a pilot — pick where you’re at.
Step 1 · Free

Workplace Mental Health Assessment

A 2-minute self-assessment revealing where your organisation stands — and what to prioritise. No email, no commitment.

Takes 2 minutesNo email requiredPersonalised score
Take Assessment
Step 2 · Free

ROI Calculator

See what poor mental health is costing your business — and what Siffi’s impact could be at your team size. Data in 30 seconds.

30 secondsPersonalised estimateBased on SEIC model
Calculate My ROI
Step 3 · Pilot

90-Day Measured Pilot

Full platform access for your team. Monthly reports. 90-day ROI measurement. No long-term commitment, no IT setup.

Onboard in 48hNo IT integrationCancel anytime
Start Free Pilot

Questions HR leaders ask us

Before adding Siffi alongside their health insurance.
Does Siffi replace our health insurance?
No — and this is the recommended model. Siffi and health insurance do different things. Insurance handles clinical treatment after a diagnosis. Siffi handles prevention, coaching, and early intervention before a diagnosis is needed. The two work together: Siffi reduces the number of employees who reach the point of needing clinical insurance claims.
Will Siffi actually reduce our insurance premiums?
Over time, yes — though the timeline varies. Companies that invest in early intervention see fewer employees reach clinical crisis, which reduces claims. The ROI from this shows up in the 90-day pilot report through absenteeism and productivity metrics, with insurance claim impact visible over 12–24 months.
What makes Siffi different from the mental health benefits in our insurance plan?
Three things: scope (Siffi covers prevention, not just treatment), access speed (one click vs 2–6 week wait), and data (real-time employer dashboard vs delayed claims data). Insurance mental health benefits are there for when employees hit a clinical threshold. Siffi is there for everything before that.
How does employee confidentiality work?
Completely confidential. Employers only see anonymised, aggregate engagement data — never individual sessions, names, or conversation content. No claims are filed. No medical records are created. Employees engage knowing their private conversations stay private, which is why Siffi consistently achieves high activation rates.
How is ROI actually calculated and proved?
Siffi uses the SEIC (Social and Economic Impact Calculator) methodology — measuring impact across absenteeism reduction, productivity improvement, and turnover cost savings. At Entain, this produced a 6.2x measured ROI. Your 90-day pilot generates the same report with your own company’s numbers.

Start measuring what your insurance can’t measure.

Book a free 30-minute consultation — no commitment, just a conversation about your team.

Speak to our team